What to Do If You’ve Been Hacked

From booking travel to snapping up Black Friday deals, online activity tends to surge during the holidays. That makes October the perfect time for Cybersecurity Awareness Month — and for you to take appropriate measures to protect your digital environment.

Even so, a determined criminal could get ahold of your information through a data breach. If you suspect your cybersecurity has been compromised, here are some important steps to take right away.

1. Isolate your computer

Disconnect your computer from Wi-Fi and the internet. Your goal is to cut off access and keep any malware from spreading.

2. Change your passwords

Change the password on your computer. Next, use an unaffected device (such as your phone or another computer) to change the passwords to all your online accounts. While you’re at it, set up two-factor authentication on all the accounts that offer it.

3. Call your banks

They’ll likely ask you to verify the most recent transactions. They’ll also cancel your existing cards and send you new ones.

4. Place a fraud alert

A fraud alert lets creditors know your personal data may have been compromised, and they need to verify your information before opening any accounts in your name. You can put a fraud alert on your file at all three major credit bureaus (Experian, TransUnion, and Equifax) by contacting any one of them.

5. Consult a cybersecurity expert

An experienced security professional (like those available through our Curated by Colony services) can help you remediate your cybersecurity practices, navigate fraud issues, and protect yourself going forward.

Breaches or hacks are unfortunately more common than most of us would like to think. But that doesn’t mean you’re defenseless. By taking swift and methodical action, you can mitigate the impact and regain control of your digital life.